Group Loan mechanism which allows a group of individuals – often called a solidarity group to provide collateral or loan guarantee through a group repayment pledge. The incentive to repay the loan is based on peer pressure, if one group member defaults, the other group members make up the payment amount. Sahyog provides such loans ranging from INR 15,000 to INR 3,50,000 with in the interest rate of 2%.Group Loan is an attempt to ease the burden of loan repayment and guide you through your business journey, Sahyog Microfinance brings Group Loan for the needed person. This structure helps you take a loan in a group , where each member will be equally liable for repayment. These loans aim to give you the necessary capital to expand your business. The clients are from the poor section of the society and undertake these loans to start new business or expand businesses. These loans help the families to earn more and improve the quality of life of their family. It raise their income levels and improve living standards. Sahyog Microfinance are those which provide these facilities. In an unfortunate scenario, many firms refuse to give loans to Peoples for owing to their low income. Understanding their needs, . Sahyog Microfinance offers Group Loan which empowers rural Peoples, who can form a group and avail the financial aid without worrying about their income. Our Group Loan is gives them an opportunity to pursue their dreams and become financially independent. Sahayog Microfinance helps you to go that extra mile to continue achieving success and further seed a profitable future.


The Member shall not be required to make a Member Loan unless the Member has agreed to make such Member Loan. The member loan is available for flexible, affordable loans tailored to suit your needs. You can apply for a loan at any time, regardless of your length of membership or the amount in your savings account. Sahyog provides member loans ranging from INR 10,000 to INR 50,000 with in the interest rate of 2%. We make this difficult process simple and friendly. Borrowers are never alone, experienced loan officers are available to help you through the loan process. Member Loan is local, full service and all under one roof. Being local makes it easy for customers to apply and close quickly.We look forward to assisting you with your mortgage needs. Member loan program is the level of accountability that it often introduces into the cooperative. In accepting a member loan, the leadership of the cooperative (board and management) is taking on the responsibility of paying back a loan to a member. While lender and vendor debt is also serious and requires responsible action, loans from your members underscore that accountability. A member loan program plays a critical and valuable in project. It is an appropriate way to test your members’ support of the co-op and its plan. It is an effective strategy for bringing your members further into the project as serious stakeholders. Member loan drive can raise a larger amount of money from a smaller number of people in a shorter period of time. A member loan program effectively complements a member equity program.


Education Loan, an upcoming loan in our further plan of actions aim to provide finance facility to the students who are not able to fulfill their dreams and pursue their education. With the easy loan repayment options, low rate of interest and the lowest paperwork, Sahyog Micro Finance Association will help every talent to grow to the fullest.

Two Wheelers are a necessity. We are all set to plan an outrageous finance model for the members of Sahyog Micro Finance Association wherein they can avail a two-wheeler loan and fulfill their dreams by just a paying micro EMIs every month.

To fulfill your aspiration and dreams with an retail loan that empower you to live a better lifestyle, a head of time Sahyog finance Customize a retail loan for You. Whether you plan to renovate a pre- owned house or plan to buy under construction property. You can now easily access the finance faster than even before.

No matter what your needs are, fulfill your aspiration and dreams with an personal loan that empower you to live a better life style , a head of time Sahyog finance Customize a personal loan for You. Plan you dream home or planning your dream vacation and fulfill your dreams.

Gold is an asset to every Indian. We buy Gold to have future safety with us. Sahyog Micro Finance Association will be providing Gold Loans exclusively to its members at the lowest rate available with the leading banks and other organizations. We can truly understand your attachment with your goal and trust us, we will be ultra-cautious handling it.

Consumer durables are a category of consumer products that do not have to be purchased frequently because they are made to last for an extended period of time. Consumer goods are often divided into two categories: durables and nondurables. Durable goods are typically more expensive than non-durable goods that have to be purchased over and over again. Examples: A washing machine is an example of a durable good. The laundry detergent used in the washing machine is a non-durable good. Another example of durable goods are automobiles, appliances, furniture, jewelry, consumer electronics and sporting goods.

Loans Provided
Loans Schemes
Received Awards
Workers Employed
Our Process
Financial processes refer to the methods and procedures completed by the Office of Finance.


The first step is to register with Micro Finance Company (MFI) for the loan and fill the documents. The consumers can apply for group loans or member loans .


There are lots of reasons to apply for a loan and avail plenty of advantages. Examples: Take a dream vacation, pay medical bills, money for moving expenses, Pay for wedding etc.


For taking the group loan firstly you have to built a group of members and for the member loan you have to register with Sahyog for a membership. A member loan program plays a valuable loan for various aspects.


In the last step,the borrower have to give document that provides the essential financial and other information about the borrower on which the lender bases the decision to loan.


Sahyog Micro Finance currently operates with Group Loans and Member Loans for all geographical locations in India.

Check Out the latest loan schemes available for Groups and Members.

Joint Liability Group Loan
INR 15,000 – INR 50,000 (Each Member)
5 – 10 Members (Ladies With Own House)
12% – 24% Reducing ROI (Married Ladies Only)
Weekly, Bi-Monthly, Monthly Repayment
Smart Shopkeeper Loan/ Small Business Loan
INR 5,000 – INR 2,00,000 (Quick Disbursal)
Must Owned Shop/House
3% per month
Daily, Weekly Repayment
Secure Loan
70-80% Loan Against FD/RD/DD
1 Hour Approval
18% per annum
Weekly, Bi-Monthly, Monthly Repayment
Mahila Shakti I
MS 1
INR 75,000 – INR 2,50,000
5 Members
12% – 24% Reducing ROI
Daily, Weekly, Monthly Repayment
Mahila Shakti II
MS 2
INR 15,000 – INR 2,00,000
1 Woman Member (2 Members Guarantee / 3 Months Activeness)
24% Reducing ROI
Daily, Weekly, Monthly Repayment
Member Loan/ Personal Loan
INR 10,000 – INR 50,000
2 Members Guarantee / 3 Months Activeness
24% per annum (Must Owned Shop/House)
Daily, Weekly, Monthly Repayment
Special Loan For Daily Deposit
Loan Upto 250% – 350% of DD
T & C Apply
2% – 3% per month
Weekly, Bi-Monthly, Monthly Repayment
Festive Loan
INR 5,000 – INR 15,000
3 Months Repayment
2% – 3% per month
Weekly, Bi-Monthly, Monthly Repayment
about us

Sahyog Microfinance Service as an organization was set-up in 2016 and started functioning in the year 2019. It is a financial holding company.Sahyog Microfinance Services will help you to identify the best of what’s available in the finance market. We work on Membership basis wherein a person becomes a Sahyog member after which only he can avail the services.

Our Goals

Establishment Support

Take Your Business to the next level with Sahyog finance. Find Grants Vouchers and assistance programs that are more relevant to Your Business.

Villages, Community

Sahyog microfinance provides quality support through detailed planning & training. We work with each person individual or in a group to define and achieve personal goals and to facilitate new opportunities within the community.

Self-Help Groups

Self Help Groups (SHGs) are small groups of poor people. They help each other, to solve their problems.“Savings first — Credit later” should be the motto of every SHG member. All SHG members regularly save a small amount. The amount may be small, but savings have to be a regular and continuous.


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Kamlesh Yadav
Mahila Worker, Rewari, Haryana

Sahyog Finance helped our group of 28 women working in the district of Rewari Gurgaon for small financial needs which we needed to start our work. I am really thankful to Sahyog Finance!

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Deepak Kumar
Member, Sahyog Micro Finance, Bihar

Sahyog Finance has been one of the emerging micro finance companies in India for Member loan. They believe in honesty and transparency of work.

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Santosh Satyapathy
Group Worker, Orissa

Sahyog Micro Finance has helped our group of 14 members working in the manufacturing of Indian handicrafts. We have received a finance of 2 lac rupees with utmost minimal documentations and lowest rate of interest from the market.

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Kamala Rani
Mahila Worker, Vigyan Vihar, Delhi

Sahyog is the best micro finance company for ladies like us who work in group and are comfortable with daily or monthly payments for our finances.


Registered Office
N-9/A-4, Dilshad Garden, New Delhi- 110095
0120- 4111155
corporate address
S-18, Shalimar Garden Ext 1, Sahibabad, U.P. - 201005

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