our work

Here's What We Do


Group Loan mechanism which allows a group of individuals – often called a solidarity group to provide collateral or loan guarantee through a group repayment pledge. The incentive to repay the loan is based on peer pressure, if one group member defaults, the other group members make up the payment amount. Sahyog provides such loans ranging from INR 10,000 to INR 2lakh with in the interest rate of 2%.Group Loan is an attempt to ease the burden of loan repayment and guide you through your business journey, Sahyog Microfinance brings Group Loan for the needed person. This structure helps you take a loan in a group , where each member will be equally liable for repayment. These loans aim to give you the necessary capital to expand your business. The clients are from the poor section of the society and undertake these loans to start new business or expand businesses. These loans help the families to earn more and improve the quality of life of their family. It raise their income levels and improve living standards. Sahyog Microfinance are those which provide these facilities. In an unfortunate scenario, many firms refuse to give loans to Peoples for owing to their low income. Understanding their needs, . Sahyog Microfinance offers Group Loan which empowers rural Peoples, who can form a group and avail the financial aid without worrying about their income. Our Group Loan is gives them an opportunity to pursue their dreams and become financially independent. Sahayog Microfinance helps you to go that extra mile to continue achieving success and further seed a profitable future.


The Member shall not be required to make a Member Loan unless the Member has agreed to make such Member Loan. The member loan is available for flexible, affordable loans tailored to suit your needs. You can apply for a loan at any time, regardless of your length of membership or the amount in your savings account. Sahyog provides member loans ranging from INR 10,000 to INR 50,000 with in the interest rate of 2%. We make this difficult process simple and friendly. Borrowers are never alone, experienced loan officers are available to help you through the loan process. Member Loan is local, full service and all under one roof. Being local makes it easy for customers to apply and close quickly.We look forward to assisting you with your mortgage needs. Member loan program is the level of accountability that it often introduces into the cooperative. In accepting a member loan, the leadership of the cooperative (board and management) is taking on the responsibility of paying back a loan to a member. While lender and vendor debt is also serious and requires responsible action, loans from your members underscore that accountability. A member loan program plays a critical and valuable in project. It is an appropriate way to test your members’ support of the co-op and its plan. It is an effective strategy for bringing your members further into the project as serious stakeholders. Member loan drive can raise a larger amount of money from a smaller number of people in a shorter period of time. A member loan program effectively complements a member equity program.

Why us

Sahyog Microfinance services are provided to unemployed or low-income individuals because most of those trapped in poverty, or who have limited financial resources, do not have enough income to do business with traditional financial institutions. Our Goal is to give impoverished people an opportunity to become self-sufficient. Our clients are the most important part of our business, and we will work diligently to ensure your complete satisfaction. We are committed to operating all aspects of our business in the highest ethical manner.  


Sahyog Microfinance Provide Micro Loans, so that you can easily earn independent living by starting your home based business with Sahyog. Create an additional source of income for your family by starting a co-owned , Co- run business with other aspiring peoples like you.

Agriculture finance empowers poor farmers to increase their wealth and food production to be able to feed 9 billion people by 2050.Our work in agriculture finance helps clients provide market-based safety nets, and fund long-term investments to support sustainable economic growth.

To fulfill your aspiration and dreams with an retail loan that empower you to live a better lifestyle, a head of time Sahyog finance Customize a retail loan for You. Whether you plan to renovate a pre- owned house or plan to buy under construction property. You can now easily access the finance faster than even before.

No matter what your needs are, fulfill your aspiration and dreams with an personal loan that empower you to live a better life style , a head of time Sahyog finance Customize a personal loan for You. Plan you dream home or planning your dream vacation and fulfill your dreams.

Sahyog microfinance offered the collateral free Income generating activities loan for those who require both working capital and term demand loan for short term business loan.

Consumer durables are a category of consumer products that do not have to be purchased frequently because they are made to last for an extended period of time. Consumer goods are often divided into two categories: durables and nondurables. Durable goods are typically more expensive than non-durable goods that have to be purchased over and over again. Examples: A washing machine is an example of a durable good. The laundry detergent used in the washing machine is a non-durable good. Another example of durable goods are automobiles, appliances, furniture, jewelry, consumer electronics and sporting goods.

Our Process
Financial processes refer to the methods and procedures completed by the Office of Finance.


The first step is to register with Micro Finance Company (MFI) for the loan and fill the documents. The consumers can apply for group loans or member loans .


There are lots of reasons to apply for a loan and avail plenty of advantages. Examples: Take a dream vacation, pay medical bills, money for moving expenses, Pay for wedding etc.


For taking the group loan firstly you have to built a group of members and for the member loan you have to register with Sahyog for a membership. A member loan program plays a valuable loan for various aspects.


In the last step,the borrower have to give document that provides the essential financial and other information about the borrower on which the lender bases the decision to loan.


Sahyog Micro Finance currently operates with Group Loans and Member Loans for all geographical locations in India.

Check Out the latest loan schemes available for Groups and Members.

Mahila Shakti I
INR 50,000 – INR 1,00,000
5 Members
19% per annum
Daily, Weekly, Monthly Repayment
Mahila Shakti II
INR 50,000 – INR 2,00,000
10 Members
19% per annum
Daily, Weekly, Monthly Repayment
Member Loan
INR 10,000 – INR 50,000
2 Members Guarantee / 3 Months Activeness
24% per annum
Daily, Weekly, Monthly Repayment


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Kamlesh Yadav
Mahila Worker, Rewari, Haryana

Sahyog Finance helped our group of 28 women working in the district of Rewari Gurgaon for small financial needs which we needed to start our work. I am really thankful to Sahyog Finance!

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Deepak Kumar
Member, Sahyog Micro Finance, Bihar

Sahyog Finance has been one of the emerging micro finance companies in India for Member loan. They believe in honesty and transparency of work.

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Santosh Satyapathy
Group Worker, Orissa

Sahyog Micro Finance has helped our group of 14 members working in the manufacturing of Indian handicrafts. We have received a finance of 2 lac rupees with utmost minimal documentations and lowest rate of interest from the market.

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Kamala Rani
Mahila Worker, Vigyan Vihar, Delhi

Sahyog is the best micro finance company for ladies like us who work in group and are comfortable with daily or monthly payments for our finances.


Registered Office
N-9/A-4, Dilshad Garden, New Delhi- 110095
0120- 4111155